Is Sezzle Legit? Uncovering the Truth About this Payment Option

Think of using Sezzle for shopping? Not sure if it is secure or trustworthy? Read this piece and you’ll know the reality about Sezzle. Is it a true payment option? Find out!

Quick facts: Is Sezzle Legit

  • ✅ Sezzle was founded in 2016 and is currently available in the U.S. and Australia (Forbes)
  • ✅ Sezzle is one of the fastest growing payment companies in the U.S. (Forbes)
  • ✅ Sezzle has over 4 million users and is accepted at over 35,000 merchants (Sezzle)
  • ✅ Sezzle is known for its user-friendly, no-interest payment options (TechCrunch)
  • ✅ Sezzle was recently valued at $1 billion and is backed by venture capital firms such as Iconiq Capital and Founders Fund (TechCrunch)


Sezzle is a payment option, like a split-payment system. It lets customers purchase what they need or want. They can pay in four installments over six weeks. It’s available in many online stores and brick-and-mortar places. It may not be everywhere though. It’s designed to make shopping easier for those with any financial situation. It’s also a safer way to shop. You don’t need to carry cash or use credit cards.

This article tackles the question if Sezzle is legit. It looks at features, benefits, risks, and customer reviews. By the end, readers will understand what Sezzle is and how it works. They can then decide if it’s right for them.

What is Sezzle?

Sezzle is a payment option that makes online shopping easier and more affordable. No need to wait for cash – with Sezzle, shoppers can purchase items now and pay in four installments over 6 weeks, with 0% interest. It’s available in countries like Australia and New Zealand, at stores that partner with the platform. Plus, shoppers don’t have to provide financial details, protecting them from fraud. Other payment options like credit cards and PayPal are also available.

How Sezzle Works

Sezzle is an awesome payment service. It lets you buy stuff now and pay later. It splits the amount into four interest-free payments due over six weeks. You can use it with select online retailers and many e-commerce platforms.

First, sign up for a Sezzle account. Provide your name, email address and date of birth. Get approved. Then pick Sezzle at checkout. The store will then check your info with Sezzle’s tech. Your order is processed in seconds.

Check your total balance any time on the dashboard. Keep track of payment dates. Update your settings when needed. Get notifications when payments are due or when new orders are created with Sezzle.

Benefits of Using Sezzle

Sezzle is an online payment platform that offers shoppers an alternative to credit cards and high interest payday loans. It allows customers to buy items now and pay in four installments over a 6 week period, without any interest. Plus, they receive their purchase right away. This helps shoppers improve their cash flow and bridge the gap between paychecks.

Sezzle also provides free identity theft protection and account monitoring for financial security. Compared to traditional credit cards, customers can save money by avoiding associated fees such as late fees, finance charges, and overdraft fees. All charges are clearly outlined during checkout and on the installment plan summary. Lastly, customers can pay off their balance early without penalty. This makes it easy to manage deadlines for each installment payment.

Is Sezzle Legit?

Sezzle is a payment option that lets customers buy services and products using a plan of installment payments. It links your debit or credit card to the service. You can get products in up to six weeks’ worth of installments.

Is Sezzle Legit? Yes! Sezzle has a good record since its founding in 2016. Now it’s available in more than 17,000 stores nationwide. It has an A+ rating from the Better Business Bureau and most customer reviews are positive.

Financial institutions such as Silicon Valley Bank and Dawn Capital back Sezzle, so you can be assured that your financial data is secure when you use it.

Sezzle’s Security Features

Sezzle is a payment platform for online shoppers who don’t want to use traditional payment systems. It allows customers to buy items from its participating retailers and split the cost into four equal payments.

To keep customers safe, Sezzle uses SSL encryption and two-factor authentication. This requires users to input a code from their phone or email, in addition to their account credentials. Sezzle also makes sure its partners are compliant with all credit and debit regulations. This includes identity checks and fraud prevention.

Ultimately, these features ensure transactions on Sezzle are secure.

Sezzle’s Reputation

Sezzle’s reputation is mostly positive from customers. Praises from customers show that Sezzle offers a convenient and easy payment option. It lets customers pay in installments, with no interest or fees. Plus, customers say they stay in budget and make responsible decisions when buying.

Also, merchants are very pleased with Sezzle. They report higher sales volume and better customer satisfaction ratings. Sezzle has an excellent reputation with shoppers and merchants, making it a great choice for alternative payment methods.

Sezzle’s Customer Reviews

Researching Sezzle’s legitimacy? Customer reviews are a great indicator! Keep in mind, though, that there’ll always be mixed reviews. Don’t take a single one as the whole answer.

Reviews are all over the place. Good ones say helpful customer service and secure payment process. Bad ones point out hidden fees and high interest rates.

Most customers are content with Sezzle when they use it correctly. The customer service team is super knowledgeable and works hard to solve issues or concerns quickly. This makes sure buyers always get the best experience with Sezzle payment solutions.

Alternatives to Sezzle

Conclusion -Is Sezzle Legit? Uncovering the Truth About this Payment Option

Digital payment services are everywhere. Sezzle is one such service. It lets you buy now, pay later – and no interest or fees!

But, there are other digital payment options around. Alternatives to Sezzle include Quadpay, Klarna, Affirm, and Afterpay.

  • Quadpay lets you break payments into four parts every two weeks – but you get the item right away.
  • Klarna is a Swedish company – you can divide the payment into four parts over six weeks for free.
  • Affirm’s financing options go from 3-12 months.
  • Afterpay splits the payment into four parts over two weeks – no extra costs.

It’s important to know all the payment options before you buy. So you get the best deal!


Afterpay is a payment processor like Sezzle. It has no interest or fees. It divides payments into four parts, over eight weeks. Customers must put down 25% of the price up front. They can pay off their balance early, with no extra cost. Afterpay doesn’t need a credit check.

Differently from Sezzle, it doesn’t let customers order online and pick up in store. Both Afterpay and Sezzle are good options. Customers should choose what works best for them.


Klarna is a Swedish payments company. It offers customers financing options for purchases. They can pay in four installments over six weeks. The first payment is due at purchase. The remaining three are due bi-weekly.

Klarna partners with big retailers and recently teamed up with Sezzle. The payment option is seen as secure. Advanced encryption technology keeps info safe. Partnerships with big brands show its legitimacy and reliability. If you want an alternative to make payments securely, give Klarna a look.


Sezzle offers Affirm as a payment option. With Affirm, customers can finance purchases over time with no extra cost. They can split their purchase into four payments and there are no credit score impacts or fees. Plus, customers can change the payment date or skip payments, no penalty attached. Also, they can easily update the shipping address, return an order, and unsubscribe from emails and newsletters when they want. Affirm’s secure system makes online shopping easy for everyone.


Sezzle is legit! It gives customers a digital platform that’s easy to use. They can shop, buy and pay later in four small installments that fit their budget. Sezzle makes shopping quick and affordable. Security measures guard customer data and funds. In short, Sezzle is a reliable and safe way to shop online. No need to worry about having enough money upfront or taking on a lot of debt.

FAQs about: Is Sezzle Legit

Q: Is Sezzle a legitimate company?

A: Yes, Sezzle is a legitimate company. They are an installment payment platform that provides customers with an easy and secure way to shop online. Sezzle is a publicly traded company and is a member of the Financial Industry Regulatory Authority (FINRA) and the Payment Card Industry (PCI).

Q: Is Sezzle secure?

A: Yes, Sezzle is a secure payment platform. All communications between Sezzle’s systems and the customer are encrypted using industry-standard Transport Layer Security (TLS) protocols. Sezzle is also a PCI-DSS compliant company and is regularly audited to ensure customer data is secure.

Q: Does Sezzle charge fees?

A: Yes, Sezzle charges a 4% processing fee for each payment made with their platform. There are no additional fees for creating an account, late payment fees, or annual fees.