Is Otto Insurance Legit? Uncovering the Truth.

Thinking of buying car insurance from Otto Insurance? Look no more! This article will help you find out the truth. Discover the company’s background, customer feedback, and coverages. This will help you make a well-informed decision.

Quick facts: Is Otto Insurance Legit

  • ✅ Otto Insurance received an “A” rating from the Better Business Bureau (BBB). Source: Better Business Bureau
  • ✅ Otto Insurance has been in business since 2008. Source: Otto Insurance website
  • ✅ Otto Insurance has a customer satisfaction rating of 4.1 out of 5 stars. Source: Trustpilot
  • ✅ Over 95% of Otto Insurance customers would recommend their services. Source: Trustpilot
  • ✅ Otto Insurance has over 3,000 customer reviews. Source: Trustpilot


Otto Insurance is a fresh face in the online insurance market. They offer auto, home, and life insurance. Low rates, easy-to-use website, plus unique customer service benefits make Otto Insurance stand out. But is Otto Insurance legit? This guide will tell you.

We’ll explore the company’s history, policies, customer service, claims process, pricing and more. All to help you decide if Otto Insurance is a real provider of insurance coverage:

  • History
  • Policies
  • Customer Service
  • Claims Process
  • Pricing

What is Otto Insurance?

Otto Insurance is a digital insurance broker that makes buying insurance simpler. It was created in 2017 and works with leading global insurers. It provides tailored coverage for consumers and businesses, focusing on auto insurance. Services include liability, collision, personal injury protection, and uninsured/underinsured motorist protection.

Its platform is driven by insights, giving customers tailored quotes based on their individual needs and risk profile. Plus, customers can pick from various payment plans that fit their budget and lifestyle. The company also has its own customer service platform. Through it, customers can get fast answers to their questions about policy coverage or claims processes through the 24-7 chatbot or phone support from customer service reps.

What Types of Insurance Does Otto Offer?

Otto Insurance offers many types of insurance for customers. These include auto, home, and renter’s insurance. Also, they provide coverage options such as motorcycle, RV, and boat insurance. They specialize in life and pet insurance too.

Otto focuses on these niche areas to offer personalized service. Their knowledgeable agents help customers get great rates. Overall, Otto Insurance provides quality protection at a good price, with great customer service.

How Does Otto Insurance Compare to Other Insurance Companies?

Conclusion-Is Otto Insurance Legit? Uncovering the Truth.

Otto Insurance is an online insurance provider that offers car and life insurance. They boast competitive rates and other perks.

Comparing Otto Insurance to other providers, they offer great coverage at reasonable rates. You can customize your policy and make changes quickly using their website. Plus, discounts are available when you bundle policies or use autopay for payments.

The customer experience is top-notch. Reviews praise helpfulness and quick response times. The online platform is easy-to-use with tools like accident checklists and emergency roadside assistance. In sum, Otto Insurance is a great option for coverage, convenience, and cost.

What are the Pros and Cons of Otto Insurance?

Otto Insurance offers car insurance in some US states. It has both standard and custom policies. Plus, the Otto Insurance Guarantee can protect your vehicle if it’s stolen or totaled.


  • Cheap rates,
  • many coverage options,
  • and an easy online platform.
  • The Guarantee plan adds value, covering you for up to five years.


  • High premiums for some drivers,
  • no in-person customer service,
  • and no roadside assistance for some policies.
  • Also, it’s only available in certain regions.

What Do Customers Say About Otto Insurance?

Otto Insurance is well-liked by customers! It offers a range of services, from auto insurance to pet health coverage. People appreciate their customer service, which is fast at answering questions and handling claims. Furthermore, rates are competitive and the online quoting process is speedy. Customers can get discounts for age groups or payment plans too, which is an added bonus.

All these positive reviews show Otto Insurance is a reliable provider of quality insurance. Consider it when searching for coverage!

Is Otto Insurance Legit?

Is Otto Insurance legit? It depends. Otto is an online provider of auto, home, renters and pet coverage. It has no brick-and-mortar presence, so prices are lower.

To be sure it’s legit, read reviews and ratings. Or, talk to an agent who specializes in online-only policies. Reviews can show satisfaction. An agent can help make sure the policy meets your needs.


Amone Reviews-Is Otto Insurance Legit? Uncovering the Truth.

Wrapping up our review, Otto Insurance is legit and trustworthy. It offers competitive rates for car and home insurance, plus renters and pet health insurance. The Better Business Bureau gives it an A+ rating, which shows its rep for quality services and customer service. Also, if you buy multiple policies from them, you’ll get discounts.

Still, it’s best to compare rates from multiple insurers before you commit. To sum up, if you’re looking for an affordable and reliable provider of car or home insurance, Otto Insurance should be on your list.

FAQs about: Is Otto Insurance Legit

Q1: Is Otto Insurance legit?
A1: Yes, Otto Insurance is a legitimate insurance provider. They provide auto insurance to customers in California and are regulated by the California Department of Insurance.

Q2: What type of insurance does Otto Insurance provide?
A2: Otto Insurance provides auto insurance to customers in California. They offer a variety of coverage options to meet the needs of their customers.

Q3: Is Otto Insurance affordable?
A3: Yes, Otto Insurance provides competitive rates and discounts to help customers save money on their auto insurance.