Is Open Road Lending Legit? Uncovering the Truth.

Rumors have been heard. Now, it’s time to discover the truth. Is Open Road Lending legit? This article will supply the facts and resources needed to determine if Open Road Lending is the correct choice for your financing needs. Uncover the truth today!

Quick facts: Is Open Road Lending Legit

  • ✅ Open Road Lending has been in business since 2005 and has helped over 500,000 customers through its various services. (Open Road Lending)
  • ✅ Open Road Lending is an A+ rated member of the Better Business Bureau. (Better Business Bureau)
  • ✅ Open Road Lending has an average customer satisfaction rating of 4.8 out of 5 stars. (Consumer Affairs)
  • ✅ Open Road Lending offers competitive rates, flexible repayment terms, and quick funding. (Open Road Lending)
  • ✅ Open Road Lending has loan options for people with bad credit. (Open Road Lending)

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Open Road Lending is a financial services provider. It offers debt consolidation, loan refinancing, and credit counseling. Its goal? To help individuals reduce their monthly payments and clear debts faster.

Open Road Lending has been around for over 20 years – one of the oldest and most trusted debt consolidation companies. Plus, the company is BBB accredited with an A+ rating.

Though Open Road Lending looks legitimate on paper, it’s best to research and learn its pros and cons before deciding if it’s right for you.

What is Open Road Lending?

Open Road Lending is a direct online lender that provides personal loans ranging from $1,000 to $35,000. They are committed to helping clients achieve their financial objectives through secure funding solutions and top-notch customer service. They pledge to offer competitive rates and terms for the best possible loan experience.

Before getting a loan from Open Road Lending, it’s important to investigate if they’re legitimate. Potential borrowers can:

  • Check out reviews of Open Road Lending on consumer review websites such as Trustpilot or Yelp.
  • Ask questions concerning Open Road Lending’s lending process or customer service.
  • Check out their Better Business Bureau (BBB) profile to reveal any complaints against them.

It’s essential to take these steps to ensure an informed decision when considering taking out a loan with Open Road Lending.

Overview of the company

Open Road Lending is an online lender that has been providing loan services to customers for over 15 years. It offers personal and auto loan services. Partner lenders let Open Road Lending provide financing options to those with less than perfect credit. Its customer support makes it easy to find answers to loan questions.

Open Road Lending is a legit company with an A+ BBB rating and lots of positive customer reviews. If you need a loan, Open Road Lending can offer you a financial solution.

Types of loans offered

Open Road Lending presents two loan products: Installment loans and Lines of Credit.

Installment loans give a lump sum of cash up front. This is then paid back in fixed monthly payments over a certain period. They are often used for large purchases or when more than one payment is needed.

A Line of Credit loan lets you have revolving access to money, with a maximum limit. You can take out funds as you need them. This type of loan has flexible repayment terms and lower interest rates when balances are paid down.

Open Road Lending is honest about the fees, terms and repayment schedules associated with each loan. This helps customers pick the right loan product.

What Are the Pros and Cons of Open Road Lending?

Open Road Lending is a U.S. online loan provider. It allows you to apply for a loan, get approved fast, and get cash quickly – all from the comfort of home. It can be useful in times of financial difficulty or urgency. But, there are pros and cons to consider first.

Pros: Quick approval, no hidden fees, competitive interest rates, flexible repayment plans, no collateral required.

Cons: Higher APR than other services, extra fees like origination or late fees, shorter repayment period (up to 36 months).

Open Road Lending can be a great help in a tight spot, but be careful – make sure you understand the details before signing anything.


Open Road Lending is simple to deal with compared to other lenders. It takes no long application process and customers get an answer on their loan request usually within 24 hours. Moreover, Open Road Lending has a range of loan options including unsecured personal loans, secured auto loans and more. It has several repayment plans and flexible terms plus competitive interest rates.

There’s fast funding after approval, no prepayment penalty and no origination fees. What’s more, Open Road Lending has an online customer service system that lets customers manage their finances fast and easy by email or phone.

All in all, it is a good lender for those who need some extra money quickly but don’t want high fees or interest rates.


Ediscountsnetwork has many cons. Customers often have trouble getting help and it takes a long time. Delayed responses are common. Interest rates can be high, much more than what was advertised. Some customers say Ediscountsnetwork uses predatory practices, taking advantage of those who are in a weak financial state.

Customer Reviews

Final Verdict-Is Open Road Lending Legit? Uncovering the Truth.

Customer reviews are a great way to get an understanding of any business. Open Road Lending is a peer-to-peer lending platform that links borrowers and lenders. Reviews can tell us if Open Road Lending is reliable and trustworthy.

Open Road Lending has good reviews on Trustpilot, Google Reviews and Customers say the loan process is quick, customer service is helpful and the APR rates are affordable. People also talk about Open Road Lending’s online tools, such as the loan calculator and credit score simulator, which help borrowers make informed decisions.

The few bad reviews are usually related to loan approval and waiting times for customer service reps. However, these problems have not been continuous or wide-spread enough to cause serious worry about Open Road Lending’s legitimacy or reliability.

Positive Reviews

Open Road Lending has many great reviews from those who have used their services. Customers are content with the customer service, and loan processing speed. It’s BBB accredited, which means it follows the highest trust and integrity standards. Borrowers find Open Road’s loan rates and terms to be very competitive. Customers are satisfied with how quickly they receive loan decisions, as well as the clear and direct paperwork.

All in all, customers have positive experiences when they work with Open Road Lending. This shows this lender is reliable and trustworthy.

Negative Reviews

When evaluating Open Road Lending, it is essential to take into account negative reviews. These may let us know about customer service issues and customer experiences.

Some consumers have had bad experiences with Open Road Lending. They have complained of long approval times, excessive paperwork, and old technology. In addition, customer reps have been slow to answer queries or solve problems.

These reviews point out that Open Road Lending, while offering good loans, needs to work on its customer service and loan process.

Is Open Road Lending Legit?

Open Road Lending is a loan and debt consolidation provider. It has an A+ rating from the Better Business Bureau and is based in San Antonio, TX. It provides customers access to a network of loan providers. The process is fast and simple. Funds can be received within 24 hours.

Open Road Lending’s website has educational info and tools. Customers can read articles, watch videos, and use the free credit score calculator.

Open Road Lending appears legit. It has been highly rated by customers and the BBB.


Open Road Lending is the real deal! With a great track record, customer satisfaction, and top-notch service. Their interest rates are competitive. Their customer service reps are friendly and helpful. Plus, their website has all the info you need. Open Road Lending has an A+ rating from the Better Business Bureau. That means you can trust them!

With their services, you can apply for a loan and get it approved in as little as 24 hours. It’s clear Open Road Lending is dedicated to helping you find the right loan for you.

Final Thoughts

Open Road Lending is legit. They offer great fees and interest rates compared to other lenders. Plus, you can use features like autopay and automated payment processing. That way, you don’t miss payments. So if you need a loan, Open Road Lending may be what you’re after. Check them out!

FAQs about: Is Open Road Lending Legit

Q: Is Open Road Lending Legit?
A: Yes, Open Road Lending is a legitimate company that provides auto financing services. They are licensed, bonded, and insured and have been providing quality auto loan services to customers for over 10 years.

Q: What types of auto loans does Open Road Lending offer?
A: Open Road Lending offers a variety of auto loan products to meet your needs. These include new and used car loans, refinancing options, and bad credit auto loans.

Q: How can I apply for an auto loan through Open Road Lending?
A: Applying for an auto loan with Open Road Lending is easy. Simply visit their website and fill out the online application form. Once your application is approved, you will receive a loan offer and be able to begin the financing process.