Is Next Insurance Legit? Get the Facts Here!

Thinking about Next Insurance for small business coverage? Stop the search! We’ll give you the details so you can make an educated choice about this provider. Get truthful info about Next Insurance and get the coverage that’s perfect for you.

Quick facts: Is Next Insurance Legit


Pondering if Next Insurance is a reliable provider of insurance? We’ve got you! This article has all the facts you require to decide if Next Insurance is the perfect fit.

Next Insurance is an online-only insurer, specializing in small business policies. It is a renowned digital insurance provider in the business. Established in 2016, it has gained much fame by providing affordable, convenient policies specifically for small business owners.

However, some are not pleased with Next Insurance’s way. Some critics argue that their policies aren’t sufficient for covering unexpected risks. Others are worried that buying insurance online removes important personal facets from the process or could be susceptible to fraud.

In this article, we’ll analyze whether those concerns are valid, and discuss why Next Insurance could be the ideal choice for your business policy needs – no matter what other people might assume!

Overview of Next Insurance

Next Insurance is an online insurance provider that offers plans to entrepreneurs and small businesses. These range from business liability to workers’ compensation.

Innovatively, it has Open Road Lending. This provides coverage to freelance workers, who are often excluded from other types of insurance. It combines health care and liability into one package.

Though this may be beneficial, it can be costly for freelancers who are on a budget.

The Different Types of Insurance Offered

Next Insurance has a massive selection of insurance for small businesses. These include Business Owner’s Policies, Professional Liability Insurance, Workers’ Compensation Insurance, Commercial Auto Insurance, and more. If you’re running a bakery, or an accounting firm, Next makes it simple to buy the perfect coverage. And, you can customize plans to add/remove coverage as needed.

On top of that, Next has tied up with other firms to give industry-specific coverage like photographers and cyber security experts. They also cover contractors and freelancers who need to manage risk in the gig economy.

You can trust that the protection you get from Next is provided by top-rated insurance companies with great financial rankings and reputations, like The Hartford and Zurich North America. You don’t have to sacrifice quality, service, or support for competitive prices.

Reputation & Reviews

Researching a new insurance company? Consider their reputation and reviews. Reputation shows what others think of the company. Reviews give an insight into how customers feel.

Next Insurance has a good rep. Customers rate them highly for service and finding solutions. Plus, their paperless, easy-to-use online platform is convenient. Most customers say they save money. All signs point to this being a reliable insurer – we’ll see if it provides competitive coverage.

Overview of Next Insurance’s Reviews

Next Insurance is a legitimate business insurance provider. Customers appreciate their coverage options and fast onboarding process. Plus, they have a customer service team available 24/7 to help. Some customers have noted a slow claims process and lack of discounts.

For those wanting to try Next Insurance, they offer a 30-day return policy. They also have resources to help you through the cancellation process and answer FAQs about their policies.

Customer Satisfaction Ratings

Customer satisfaction ratings can give us an idea of how legit a company is. Next Insurance passes the test! Their overall satisfaction score is high. On Trustpilot, they have an average of 4.3 out of 5 from over 109 reviews. It’s clear they offer quality products and great customer service.

Before you make a decision, read our full review of their policies and prices.

Benefits & Coverage

Benefits and coverage are important for choosing an insurance plan. There are two types of coverage: basic and expanded.

  • Basic covers essential benefits required by law.
  • Expanded offers extra protection and security.

Next Insurance has both basic and expanded coverage. Basic plans include hospitalization costs, emergency room visits, doctor’s office visits, prescription drugs, mental health care, preventive care checkups and more. Expanded plans have dental care, vision care, hearing aids and discounts on gym memberships.

Next Insurance provides customer service resources. They offer discounts on premiums for multiple policies or good driving records. They stand out with their wide range of benefits and customer-centered approach.

Overview of Next Insurance’s Benefits and Coverage

Legit? Check. Affordable coverage? Check. Next Insurance is the business owner’s go-to for insurance needs! Their rates are competitive, offering a wide range of policies, like liability and workers’ comp. Supported by a team of experienced experts and an advanced mobile app, Next Insurance makes managing policies a breeze. Get an instant quote, purchase policies online, and manage claims quickly and easily from the comfort of your phone. Don’t forget about their helpful customer service staff!

All in all, Next Insurance is a reliable source of business insurance, with competitive prices to match.

Comparison of Next Insurance’s Benefits and Coverage to Competitors

Next Insurance has lots to offer small businesses, such as business insurance, professional liability insurance, workers’ compensation insurance and group health insurance. Customers can compare Next Insurance to other companies with the online comparison tool. Input your state and industry to get ratings, customer feedback and optional add-ons. Most reviews are positive. People like the ease of using the comparison tool to choose Next Insurance over the competition.

Pricing & Discounts

Introduction-Is Next Insurance Legit? Get the Facts Here!

Pricing and discounts are a key factor when choosing a car insurance provider. Next Insurance has competitive, transparent prices and discounts to make it more affordable. Prices depend on coverage, location, time frame and other details. Customers can save more by using Next Insurance’s multi-car, military and safe driver discounts.

Customers can opt for monthly or annual payments for a personalized experience. Compared to traditional car insurance providers, Next Insurance offers great value with competitive rates, payment options and discounts.

Overview of Next Insurance’s Pricing

Next Insurance is an online commercial insurer. They provide competitive rates and speedy service. They specialize in creating customizable insurance plans for small businesses. Plus, they offer discounts such as multi-policy and early renewal discounts.

Many factors influence the cost of a Next Insurance policy. These include business type, revenue size, services offered, business location, industry risk level and more. Other important factors are deductible amount and coverage limits.

Assessing these factors helps you find the right plan for your needs and budget.

Available Discounts

Next Insurance offers discounts when customers purchase multiple products. For example, bundling Home and Auto policies can save up to 15%. Additionally, the Next tenant package (for renters and landlords) is eligible for a 20% discount.

There’s also a loyalty discount of 10% when renewing a policy – as long as you stay with Next Insurance. Switching means no loyalty discount!

Overall, Next Insurance provides various discounts that make their policies more affordable. Plus, these discounts can be combined with existing promotions. So, shop around for the best deal!

Customer Support

At Next Insurance, we are devoted to giving top-notch customer service. We offer a 247 support line with knowledgeable staff. Our website has info about all products, so you make an informed decision. Plus, there’s a FAQ page. We also provide webinars and workshops.

Our customer service reps are always available to answer inquiries quickly. With Next Insurance’s customer service team, your insurance needs will be handled fast and efficiently.

Overview of Next Insurance’s Customer Support

Next Insurance gives customers plenty of customer support options. These include telephone support, online chat, email and social media. They often revise their FAQs to give users the latest info.

The website also has a knowledge base with helpful articles on topics like filing claims, understanding limits, and other policies. Plus, there’s an automated system to get free, custom quotes. Customers can compare rates and services from different providers.

And, customers can easily cancel their policies either on the website or by getting in touch with customer service reps.

Comparison of Next Insurance’s Customer Support to Competitors

At Next Insurance, we know that when searching for insurance and customer service, you want to ensure you’re dealing with a reliable company. That’s why we always keep you updated on our services and offerings. We want you to be sure you’re making the right choice for yourself and be at ease when working with us.

We’re proud of our results – a team of experienced customer service agents who are quick and friendly, plus competitive prices and plans that can be tailored to you. With our years of experience in the industry and multiple awards, you can count on us to help you find the perfect insurance policy that fits your budget and lifestyle.


It’s certain that Next Insurance is legitimate. It has an A+ rating with both the BBB and AM Best, so it’s highly unlikely any clients get scammed.

For small business owners searching for comprehensive policies with reasonable rates, Next Insurance offers a vast selection of coverages. Furthermore, customers acquire great support and rapid turnaround times on claims filing and payments.

In conclusion, Next Insurance definitely provides legitimate insurance products at competitive rates.

FAQs about: Is Next Insurance Legit

Q: Is Next Insurance Legit?

A: Yes, Next Insurance is a legitimate business that provides insurance products to small business owners.

Q: What Kinds of Insurance Does Next Insurance Offer?

A: Next Insurance offers a variety of insurance products, including general liability, professional liability, commercial auto, workers compensation, and business owners policies.

Q: Is It Easy to Get a Quote from Next Insurance?

A: Yes, getting a quote from Next Insurance is easy and takes just a few minutes.